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Home Loan Calculator

Finance

Plan home-loan EMIs, eligibility & amortization.

Home loan details
50,00,000
8.5 %
%
20 years
years

Monthly EMI

₹43,391

Total payment₹1,04,13,879
  • Principal
  • Interest
Principal
₹50,00,000
Total interest
₹54,13,879
Total payment
₹1,04,13,879

Home Loan Calculator

Estimate your monthly home-loan EMI, total interest and total repayment using the reducing-balance method. Adjust the loan amount, interest rate and tenure to find an EMI that comfortably fits your budget.

A longer tenure lowers the EMI but increases total interest. Making a larger down payment or prepaying when possible can save a significant amount over the loan's life.

Frequently asked questions

How much home loan EMI is affordable?
A common rule is to keep total EMIs under 40–50% of your net monthly income. Use the slider to find an EMI within that range.
Does the calculator include processing fees?
No. It computes principal and interest only. Banks may add processing fees, insurance and other charges separately.

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