Salary Calculator
Get a quick estimate of your in-hand (take-home) salary from your annual CTC after PF and income tax. This is an approximation - actual figures depend on your exact salary structure, allowances and chosen tax regime.
Salary Calculator
FinanceBreak down CTC into in-hand, deductions & take-home.
Salary details
₹12,00,000
₹
8 %
%
Use the income-tax calculator to estimate this.
Monthly in-hand (approx.)
₹88,688
- Annual CTC
- ₹12,00,000
- Provident fund
- ₹43,200
- Estimated income tax
- ₹92,544
- Annual in-hand
- ₹10,64,256
Frequently asked questions
Why is in-hand salary lower than CTC?
CTC includes employer contributions (like PF and gratuity) and pre-tax components. Take-home is what remains after PF deductions and income tax.
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